I had been using SoundTap from NCH Software, but it was a 14-day trial. Sorry, not paying $25 for this.
FINALLY found a free PC audio recorder that records off of either your microphone OR off the sound card OR both (separate channels). Incredibly simple interface, easy to understand settings.
If you are recording a stream off a webpage, do NOT open up another webpage that has those incredibly annoying “auto on” vid clips. The recorder will switch to recording THAT webpage’s streaming audio.
Just finished using this, VERY satisfied.